Find the Right Mortgage in the

U.S. Virgin Islands

When you're ready to make your Virgin Islands dream home a reality our highly knowledgeable, on-island team is available 24/7 to help guide you every step of the way.

1

Loan Programs

Find out which loan program is right for you

2

Required Documents

What you need to get started

3

Find a Loan Officer

Our on-island mortgage experts are ready to help

FHA, VA, USDA, and Conventional Loans

in the US Virgin Islands

Welcome to the official site of Schaffer Mortgage Corporation. We are a full-service mortgage company with loan originators based in the US Virgin Islands. We specialize in FHA, VA, USDA, and Conventional Loans in the USVI. We serve St. Croix, St. Thomas, St. John and Water island. Whether you are buying a home or refinancing in any of these zip codes: 00820, 00802, 00830, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local Virgin Island homeowners. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Jumbo


What makes Schaffer Mortgage Corp unique is that we specialize in US Virgin Islands mortgages.  We are able to assist customers who are military service members, first time home buyers, as well as seasoned buyers looking for investment properties.  We finace primary residences, second homes, investment homes, beach houses, condos, and retirement homes.

Contact Schaffer Mortgage Corp today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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