Find the Right Mortgage in the U.S. Virgin Islands

Buying a home in the U.S. Virgin Islands is different from buying one on the mainland. At Schaffer Mortgage Corporation, our experienced mortgage professionals understand the local market and work directly with borrowers, real estate professionals, and other parties involved in USVI transactions. From your first home to a vacation property or investment purchase, we're here to help you explore mortgage options that fit your needs.

Conventional, VA, FHA, USDA, DSCR,

and Reverse Mortgage Loans

We are a full-service mortgage company that offers Conventional, VA, FHA, USDA, DSCR, and Reverse Mortgage Loans in the USVI. We serve St. Croix, St. Thomas, St. John and Water island. Whether you are buying a home or refinancing in any of these zip codes: 00802, 00820, 00830, 00840, 00850, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local Virgin Island homeowners. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

What makes Schaffer Mortgage Corp unique is that we specialize in US Virgin Islands mortgages.  We are able to assist customers who are military service members, first time home buyers, as well as seasoned buyers looking for investment properties.  We finance primary residences, second homes, investment homes, beach houses, condos, and retirement homes.

Contact us today to discuss your mortgage loan options, and find out which loan program will best suit your needs.